← Open in RTP Dashboard

🇮🇳 UPI

India · Account Transfer + QR · Est. 2016

2025 Transactions
228.3 billion
2025 Value (USD)
$3.6tn
Operator
NPCI
Settlement
Instant

Transaction History

About UPI

Unified Payments Interface is a real-time interbank payment system built on top of IMPS infrastructure, enabling instant mobile payments via QR code, phone number, Aadhaar, or virtual payment address (VPA). With 300+ participating banks and 50+ third-party apps (Google Pay, PhonePe, Paytm), UPI processes 14B+ transactions per month and has become India's dominant payment method for both P2P and merchant payments. Now expanding internationally with cross-border linkages to Singapore's PayNow and other ASEAN systems.

Rail: UPI India INR 300 Participants Source: NPCI

Infrastructure

CapabilityStatus
QR Code Payments
Wallet Support
24/7 Availability
Cross-Border
ISO 20022
Request to Pay
Open API
Alias/Proxy
Explore UPI in the Dashboard →