Thailand · Account Transfer + QR · Est. 2017
Thailand's national e-payment system, a core part of the government's National e-Payment Master Plan. PromptPay links bank accounts to mobile numbers or national citizen IDs for instant P2P transfers, and includes a standardised QR code system for merchant payments. Operated by NITMX under Bank of Thailand oversight, it connects all major banks with zero fees for transfers under THB 5,000. PromptPay has cross-border QR linkages with Singapore's PayNow, Malaysia's DuitNow, and other ASEAN systems.
PromptPay is Thailand’s real-time payment system (Account Transfer + QR), launched in 2017. Thailands national e-payment system, a core part of the governments National e-Payment Master Plan.
PromptPay processed 27.4 billion transactions worth $1.6tn in 2025, a year-on-year change of +12.8%.
PromptPay is operated by BOT, with instant settlement.
PromptPay launched in 2017, and today has 35 participating institutions.
PromptPay supports QR code payments, proxy/alias lookup, ISO 20022 messaging.
Data source: BOT.
| Capability | Status |
|---|---|
| QR Code Payments | ✓ |
| Wallet Support | — |
| 24/7 Availability | ✓ |
| Cross-Border | ✓ |
| ISO 20022 | ✓ |
| Request to Pay | — |
| Open API | ◐ |
| Alias/Proxy | ✓ |